Randy Gibson

Mediator | Arbitrator | Insurance Claims Consultant | Insurance, Personal Injury, Property Damage, Commercial & Civil Disputes

Founder, Hughes Harper Gibson, LLC | Serving Alabama, Florida, and Multi-State Insurance Matters
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Overview

Randy Gibson is a professional mediator, arbitrator, insurance claims consultant, and founder of Hughes Harper Gibson, LLC. He focuses on resolving insurance, personal injury, property damage, commercial, and civil disputes through mediation, arbitration, and strategic claims consulting.

Drawing upon more than 15 years of insurance claims experience—including leadership roles with American International Group (AIG) and other major insurance organizations—Randy brings a rare combination of insurance industry knowledge and alternative dispute resolution experience. Throughout his career, he has participated in the investigation, evaluation, negotiation, mediation, arbitration, and resolution of thousands of insurance-related disputes, giving him unique insight into how claims are analyzed and settlements are reached.

Today, attorneys, insurance professionals, businesses, property owners, contractors, and individuals rely on Randy's practical understanding of both the legal and insurance sides of complex disputes to help resolve matters efficiently, fairly, and cost-effectively.
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Insurance Industry Experience

Before founding Hughes Harper Gibson, LLC, Randy built an extensive career within the insurance industry handling increasingly complex claims involving liability, bodily injury, property damage, catastrophic losses, commercial exposures, and subrogation.

His professional experience includes:
• Claims investigation and evaluation
• Liability and coverage analysis
• Bodily injury and catastrophic injury claims
• Property damage claims
• Wrongful death claims
• Commercial claims
• Subrogation
• Litigation support
• Mediation and arbitration participation
• Settlement evaluation and negotiation

Having worked inside the insurance industry, Randy understands how insurance carriers evaluate risk, establish reserves, assess liability, and determine settlement authority. This firsthand perspective often helps parties bridge negotiating gaps that might otherwise prevent resolution.
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Mediation Philosophy

Randy believes successful mediation begins with preparation, credibility, and a realistic understanding of the strengths and risks facing every party.

His approach emphasizes:
• Careful evaluation of the facts
• Clear and respectful communication
• Balanced, impartial facilitation
• Practical problem-solving
• Efficient dispute resolution
• Cost-effective alternatives to prolonged litigation

Because he understands how both insurance carriers and litigants evaluate claims, Randy is often able to identify practical settlement opportunities that might otherwise remain undiscovered.
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Professional Designations

Randy has earned numerous professional insurance and dispute resolution credentials, including:
• Automobile Claim Law Associate (ACLA)
• Fraud Claim Law Associate (FCLA)
• Legal Principles Claim Specialist (LPCS)
• I-CAR Platinum Designation

These certifications reflect extensive technical training in insurance claims investigation, evaluation, and dispute resolution.
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Why Attorneys and Parties Select Randy Gibson

Randy's background combines extensive insurance carrier experience with formal mediation and arbitration training, providing parties with an informed and practical perspective that few neutrals possess. He understands how claims are investigated, evaluated, negotiated, and ultimately resolved because he has worked through every stage of that process.

Whether serving as a mediator, arbitrator, or insurance claims consultant, Randy focuses on helping parties reduce uncertainty, manage litigation risk, preserve valuable relationships where appropriate, and achieve fair, durable resolutions.

He is available to mediate, arbitrate, and consult on insurance, personal injury, commercial, construction, contract, property damage, and civil disputes throughout Alabama, Florida, and in multi-state matters.
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Mediation & Arbitration Practice

Randy serves as both a mediator and arbitrator in a broad range of insurance and civil matters. His experience includes approximately 2,500 mediations and numerous arbitration proceedings involving insurance, liability, commercial, and property disputes.

His practice regularly includes: